4 Easy Ways to Send Money to Yourself When You Travel from the USA to Vietnam

Introduction

When you're traveling from the USA to Vietnam, managing your finances is key to having a smooth trip. Whether you're exploring the scenic landscapes of Vietnam or indulging in its rich culture, carrying money can sometimes be a hassle. Luckily, there are several ways to send money to yourself that can keep you funded and stress-free. Here are four easy methods to consider!

1. International Bank Transfers

One of the most traditional ways to send money to yourself is through international bank transfers. Most banks offer this service, which allows you to transfer funds directly from your American account to a local Vietnamese bank. While this method is secure, it’s important to take note of the fees and the potential wait time for the transfer to go through, which can take anywhere from 1 to 5 business days. Nevertheless, this is a great option for those who prefer the reliability of their bank!

2. Mobile Payment Apps

In today's digital age, mobile payment apps have rapidly gained popularity. Platforms such as PayPal, Venmo, or Cash App allow you to send money to yourself quickly and easily. You can transfer money to your own PayPal account before you leave and then access it using a local ATM in Vietnam. Keep in mind, conversion rates may apply, so be sure to check those before making a transaction. This method is not only convenient but also accessible, especially if you have a smartphone in hand.

3. Wire Transfers via Money Transfer Services

Another excellent choice is utilizing specialized money transfer services like Western Union or TransferWise. These services are designed for sending and receiving money across borders, making it a popular choice among travelers. You can fund your transfer online, and the money can be picked up in cash or deposited into a Vietnamese bank account. With competitive exchange rates and often lower fees compared to banks, this is a smart way to send money to yourself while traveling.

4. Multi-Currency Accounts

If you travel frequently, it might be wise to consider a multi-currency account with an online bank such as Revolut. These accounts allow you to hold and exchange currencies at live market rates. Before traveling to Vietnam, you can exchange USD into Vietnamese Dong (VND) at a favorable rate and use your card directly to spend money while abroad. This approach can save you from high exchange fees and provides a seamless experience during your travels.

Conclusion

Staying financially prepared during your trip to Vietnam can greatly enhance your experience. By utilizing methods such as international bank transfers, mobile payment apps, wire transfers, or multi-currency accounts, you can easily send money to yourself, ensuring access to funds when you need them. Safe travels and happy adventures in beautiful Vietnam!