Keep yourself safe from scams and fraud

Compromised card scam

Scammers call claiming to be from your bank and say that your card has been compromised. They’ll attempt to send someone to your home to “secure” your account by destroying your card. Though they may seem to be legitimate, once they have possession of the card, they’ll use it to steal money from the account.

Rental property scam

Scammers advertise rental property that doesn’t exist or is already rented. These tactics include fake listings on legitimate platforms and the use of fake websites. An upfront payment is required, taking the potential renter’s money with no property in exchange.

Online shopping scam

Scammers deceive online shoppers by setting up fake websites or social media ads to offer eye-catching deals on popular items. They may impersonate a legitimate business or person but never deliver on the promised goods and services. Some websites may even use fake checkout processes, which can lead to buyers losing money or even becoming victims of identity theft.

Protect yourself from scams

Verify phone calls
If you receive a call and aren’t sure if the company is legitimate or who you’re speaking with, hang up. Search for a verified number on the company website. If someone calls claiming to be from your bank and you feel uncomfortable, hang up and call the number on the back of your card before providing any personal or financial information.

Beware of urgency
Scammers notoriously apply pressure by saying your account is compromised, claiming they’ll cut off your services or threatening legal action. Take a pause and tell a trusted friend or family member about the situation before making any financial decisions.

Be cautious of upfront fees and guaranteed returns
If an opportunity seems too good to be true, it probably is. Look up reviews of the company to check its reputation and trustworthiness.

Don’t be pressured to pay with gift cards
Utility companies, banks, the IRS or any other government agency will never request payment in the form of a gift card. Don’t share the number on the back of the gift card with anyone you don’t know.